Applications / Mortgage Analytics / Lenders / Texas / Stellar Bank / Competition
Stellar Bank
Houston, TX · State member bank · FRS · $10.8 billion assets · 281 loans in 2025
Stellar Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
281
loans originated, 2025
641
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Stellar Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Stellar Bank ranks 55th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $182.4M lent: 0.4% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stellar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Stellar Bank ranks 160th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $76.9M lent: 0.1% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stellar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BEAUMONT-PORT ARTHUR, TX, 2025
Stellar Bank ranks 6th of 289 lenders in Beaumont-Port Arthur, TX, with $43.3M lent: 3.4% of a $1.28B market.
Beaumont-Port Arthur, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stellar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MCALLEN-EDINBURG-MISSION, TX, 2025
Stellar Bank ranks 27th of 295 lenders in McAllen-Edinburg-Mission, TX, with $17.0M lent: 0.8% of a $2.05B market.
McAllen-Edinburg-Mission, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stellar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BROWNSVILLE-HARLINGEN, TX, 2025
Stellar Bank ranks 23rd of 286 lenders in Brownsville-Harlingen, TX, with $16.0M lent: 1.5% of a $1.07B market.
Brownsville-Harlingen, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stellar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
Stellar Bank ranks 344th of 811 lenders in North Port-Bradenton-Sarasota, FL, with $2.1M lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Stellar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO MISSISSIPPI, 2025
Stellar Bank ranks 317th of 438 lenders in non-metro Mississippi, with $375K lent: 0.0% of a $3.95B market.
non-metro Mississippi is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Stellar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CORPUS CHRISTI, TX, 2025
Stellar Bank ranks 134th of 389 lenders in Corpus Christi, TX, with $1.8M lent: 0.1% of a $2.10B market.
Corpus Christi, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Stellar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Stellar Bank's data
$215
Stellar Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Stellar Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]