Applications / Mortgage Analytics / Lenders / Wyoming / StagePoint Federal Credit Union
Laramie, WY · Credit union · NCUA · 26 loans in 2025
StagePoint Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
26
loans originated, 2025
36
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
StagePoint Federal Credit Union first reported its home lending in 2025, with 26 loans spread across seven Wyoming counties.
2025 is its first year in the HMDA data, so there is no earlier year to compare it with. Its 26 loans put it a little below the typical similar lender, among credit unions making between half and twice as many loans, which made 30.
It lends in two Wyoming metros and in the state's rural counties. Outside the metros it ranked 60 of 314 lenders, a market United Wholesale Mortgage leads. In Casper it ranked 38 of 139, with a share of 0.3%; Guild Mortgage Company leads there. In Cheyenne it is a minor presence, ranked 185 of 190.
Every loan was conventional, with none backed by a government agency. On 26 loans, its typical loan size, its rates and its shares of lower-income borrowers and neighborhoods are too small to read much into. It also had too few applications for a denial rate to be shown.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. StagePoint Federal Credit Union took 36 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 53.8% · Purchase 42.3% · Home improvement 3.8%
Conventional 100.0% · of 26 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Wyoming | 26 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Casper | 5 |
| Cheyenne | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 25490090KXNIT4RLYQ17 | 2025–2025 |
Established 1 January 1935. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: StagePoint Federal Credit Union's data.
StagePoint Federal Credit Union's data
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StagePoint Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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