Applications / Mortgage Analytics / Lenders / South Carolina / Spero Financial Federal Credit Union / Competition
Spero Financial Federal Credit Union
Greenville, SC · Credit union · NCUA · $707 million assets · 403 loans in 2025
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403
loans originated, 2025
502
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Spero Financial Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — GREENVILLE-ANDERSON-GREER, SC, 2025
Spero Financial Federal Credit Union ranks 41st of 589 lenders in Greenville-Anderson-Greer, SC, with $47.1M lent: 0.6% of a $7.37B market.
Greenville-Anderson-Greer, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Spero Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SPARTANBURG, SC, 2025
Spero Financial Federal Credit Union ranks 77th of 409 lenders in Spartanburg, SC, with $6.2M lent: 0.2% of a $2.72B market.
Spartanburg, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Spero Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — COLUMBIA, SC, 2025
Spero Financial Federal Credit Union ranks 210th of 515 lenders in Columbia, SC, with $2.1M lent: 0.0% of a $5.77B market.
Columbia, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Spero Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO SOUTH CAROLINA, 2025
Spero Financial Federal Credit Union ranks 213th of 514 lenders in non-metro South Carolina, with $2.0M lent: 0.1% of a $2.95B market.
non-metro South Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Spero Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHARLESTON-NORTH CHARLESTON, SC, 2025
Spero Financial Federal Credit Union ranks 358th of 617 lenders in Charleston-North Charleston, SC, with $1.4M lent: 0.0% of a $11.91B market.
Charleston-North Charleston, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Spero Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CLEVELAND, TN, 2025
Spero Financial Federal Credit Union ranks 232nd of 258 lenders in Cleveland, TN, with $195K lent: 0.0% of a $751.0M market.
Cleveland, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Spero Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC, 2025
Spero Financial Federal Credit Union ranks 405th of 489 lenders in Hilton Head Island-Bluffton-Port Royal, SC, with $345K lent: 0.0% of a $3.64B market.
Hilton Head Island-Bluffton-Port Royal, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Spero Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Spero Financial Federal Credit Union ranks 644th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $425K lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Spero Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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