Applications / Mortgage Analytics / Lenders / South Carolina / SPC Credit Union / Competition
SPC Credit Union
Hartsville, SC · Credit union · NCUA · $254 million assets · 20 loans in 2025
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20
loans originated, 2025
79
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who SPC Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FLORENCE, SC, 2025
SPC Credit Union ranks 37th of 256 lenders in Florence, SC, with $3.6M lent: 0.5% of a $673.0M market.
Florence, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SPC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO SOUTH CAROLINA, 2025
SPC Credit Union ranks 410th of 514 lenders in non-metro South Carolina, with $295K lent: 0.0% of a $2.95B market.
non-metro South Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SPC Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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SPC Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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