A top-ten lender in Tyler
It ranks 9 of 345 lenders in Tyler, with 1.9% of the dollars lent. It has lent there since 1990. United Wholesale Mortgage leads the market.
Applications / Mortgage Analytics / Lenders / Texas / Southside Bank
Southside Bank
Tyler, TX · State non-member bank · FDIC · $8.5 billion assets · 312 loans in 2025
Southside Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
312
loans originated, 2025
743
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Southside Bank, with $8.5 billion of assets, holds a top-ten place in its home market of Tyler, Texas, though it made 312 home loans in 2025 against 1,027 in 2020.
A smaller mortgage business
It made 312 loans in 2025, against 1,027 in 2020 and 738 in 2018. Its loans rose 6% in 2025, a little slower than the 9% of similar lenders, state non-member banks making between half and twice as many loans. Home purchases made up 63.5% of its lending and refinancing only 16.3%, so a fall in refinancing may account for much of the drop since 2020.
Larger loans than peers
Its typical loan was $215,000, against $175,000 for similar lenders, larger than at about two-thirds of them. It lends across 52 counties. In Dallas-Fort Worth, where it has lent since 1996, it ranks 255 of 1,026.
Lending in majority-minority areas
Of its loans, 23.4% went to majority-minority neighborhoods, against 6.5% for similar lenders, higher than at more than four in five of them. Its share to low- and moderate-income borrowers, 25.4%, is near the peer figure of 28.4%. Only 0.7% of its loans were higher-priced, meaning a rate well above the average for similar loans, against 2.0% for peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
312 loans in 2025, against a peak of 1,027 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Southside Bank took 743 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
63.5% of its 2025 loans were purchase loans; 98.7% were conventional loans.
Purchase 63.5% · Refinance 16.3% · Home improvement 10.3% · Other 9.9%
Conventional 98.7% · FHA 1.3% · of 312 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
2 states, 11 metros, 52 counties
| State | Loans | Share |
|---|---|---|
| Texas | 309 | 99.0% |
| Louisiana | 3 | 1.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Tyler | 90 |
| Fort Worth-Arlington-Grapevine | 56 |
| Houston-Pasadena-The Woodlands | 33 |
| Dallas-Plano-Irving | 15 |
| Austin-Round Rock-San Marcos | 11 |
| Longview | 11 |
| Sherman-Denison | 4 |
| College Station-Bryan | 2 |
| New Orleans-Metairie | 1 |
| San Angelo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300BEM32ZRV7MJ178 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 361167 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 318297 | 1990–2017 |
Established 3 October 1960. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Southside Bank's data.
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