Applications / Mortgage Analytics / Lenders / Indiana / Solidarity Community Federal Credit Union
Kokomo, IN · Credit union · NCUA · $348 million assets · 193 loans in 2025
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193
loans originated, 2025
317
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Solidarity Community Federal Credit Union, a Kokomo lender, makes mostly small loans for purposes other than buying or refinancing a home, and grew faster than most similar credit unions in 2025.
Its loans rose 24%, from 156 to 193, faster than about seven in ten similar lenders: credit unions making between half and twice as many loans, whose typical growth was 7%. That is still well below the 515 loans it made in 2021.
Loans for purposes other than purchase, refinance or home improvement made up 67.9% of its lending, purchases 29.5% and refinances only 2.6%. Its typical loan, $75,000, was smaller than at about four in five similar credit unions, whose typical loan was $105,000.
It has lent in Kokomo since 1992 and ranks 12 of 209 lenders there, with a steady share of 3.3%. The market is fragmented: the leader, Community First Bank of Indiana, lent only $26.1M. All its lending is in Indiana, across 13 counties.
Low- and moderate-income (LMI) borrowers took 34.7% of its loans, up from 21.8% a year earlier. That is a higher share than at about two-thirds of similar credit unions, whose typical share was 28.0%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Solidarity Community Federal Credit Union took 317 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 67.9% · Purchase 29.5% · Refinance 2.6%
Conventional 100.0% · of 193 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 193 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kokomo | 149 |
| Indianapolis-Carmel-Greenwood | 21 |
| Lafayette-West Lafayette | 2 |
| Louisville/Jefferson County | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493009FTGT1RX4J7Y04 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 66284 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 59923 | 1992–2017 |
Established 1 January 1954. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Solidarity Community Federal Credit Union's data.
Solidarity Community Federal Credit Union's data
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Solidarity Community Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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