Far below its 2020 peak
It made 35 loans in both 2024 and 2025, up from 19 in 2023. Similar lenders (credit unions making between half and twice as many loans) were also flat, while the whole market grew 10%. In 2020 it made 272.
Applications / Mortgage Analytics / Lenders / Kansas / Skyward Credit Union
Skyward Credit Union
Wichita, KS · Credit union · NCUA · $387 million assets · 35 loans in 2025
Skyward Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
35
loans originated, 2025
126
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Skyward Credit Union is a small Wichita lender whose 35 loans in 2025 matched the year before but were a fraction of the 272 it made in 2020.
Purchases and refinances
Home purchases made up 62.9% of its loans and refinances 37.1%. Every loan was conventional. Its typical loan was $135,000, against $95,000 at similar lenders, larger than at about two-thirds of them. It made no higher-priced loans, those with a rate well above the average for similar loans.
A small player at home
It has reported loans in Wichita since 1990 and ranked 102 of 367 lenders there in 2025. Peoples Bank and Trust Company and Rocket Mortgage lead that market. It lends in 10 counties in Kansas and Oklahoma. With 35 loans, its shares by borrower income and neighborhood are too small to read much into.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
35 loans in 2025, against a peak of 272 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Skyward Credit Union took 126 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
62.9% of its 2025 loans were purchase loans; all were conventional loans.
Purchase 62.9% · Refinance 37.1%
Conventional 100.0% · of 35 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
2 states, 1 metro, 10 counties
| State | Loans | Share |
|---|---|---|
| Kansas | 34 | 97.1% |
| Oklahoma | 1 | 2.9% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Wichita | 27 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493001J5Z6NXCZKQR68 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 497598 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 563300 | 1990–2017 |
Established 1 January 1941. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Skyward Credit Union's data.
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