Applications / Mortgage Analytics / Lenders / Maryland / SkyPoint Federal Credit Union / Competition
SkyPoint Federal Credit Union
Germantown, MD · Credit union · NCUA · $249 million assets · 30 loans in 2025
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30
loans originated, 2025
65
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who SkyPoint Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
SkyPoint Federal Credit Union ranks 557th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $1.5M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SkyPoint Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BALTIMORE-COLUMBIA-TOWSON, MD, 2025
SkyPoint Federal Credit Union ranks 556th of 592 lenders in Baltimore-Columbia-Towson, MD, with $210K lent: 0.0% of a $19.71B market.
Baltimore-Columbia-Towson, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SkyPoint Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — HAGERSTOWN-MARTINSBURG, MD-WV, 2025
SkyPoint Federal Credit Union ranks 333rd of 356 lenders in Hagerstown-Martinsburg, MD-WV, with $160K lent: 0.0% of a $2.09B market.
Hagerstown-Martinsburg, MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SkyPoint Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — YORK-HANOVER, PA, 2025
SkyPoint Federal Credit Union ranks 358th of 379 lenders in York-Hanover, PA, with $115K lent: 0.0% of a $2.78B market.
York-Hanover, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SkyPoint Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GETTYSBURG, PA, 2025
SkyPoint Federal Credit Union ranks 220th of 228 lenders in Gettysburg, PA, with $55K lent: 0.0% of a $592.1M market.
Gettysburg, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SkyPoint Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LEXINGTON PARK, MD, 2025
SkyPoint Federal Credit Union ranks 286th of 291 lenders in Lexington Park, MD, with $55K lent: 0.0% of a $1.83B market.
Lexington Park, MD is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SkyPoint Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO MARYLAND, 2025
SkyPoint Federal Credit Union ranks 377th of 383 lenders in non-metro Maryland, with $45K lent: 0.0% of a $1.95B market.
non-metro Maryland is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SkyPoint Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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