Purchases, almost everywhere
Home purchases made up 97.7% of its loans in 2025. It lent in 228 metros, yet its largest share among its main markets was 0.2%, in Nashville, where it ranked 114 of 821 lenders. It has no home market in the usual sense.
Applications / Mortgage Analytics / Lenders / Ohio / SIRVA Mortgage
SIRVA Mortgage
Seven Hills, OH · Independent non-bank lender · CFPB · 1,219 loans in 2025
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1,219
loans originated, 2025
1,746
applications, 2025
47
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
SIRVA Mortgage is a home-purchase lender spread thinly across 47 states, making larger and more often conventional loans than similar non-bank lenders.
Bigger loans than its rivals
Its typical loan was $405,000, against $315,000 at similar lenders (independent non-bank lenders making between half and twice as many loans). Jumbo loans, those larger than the conforming limit, were 5.5% of its lending, a higher share than at about nine in ten of them. Only 6.1% of its loans were insured by the Federal Housing Administration (FHA), against 22.6% at the typical peer.
Few lower-income borrowers
Borrowers with low or moderate incomes took 3.6% of its loans, against 28.3% at similar lenders, among the lowest of the group. Its larger loans and scarce FHA lending suggest it may serve better-off buyers, which could account for most of the difference.
Half its 2020 volume
It made 1,219 loans, down from 2,322 in 2020. In 2025 its count fell 6% while similar lenders grew 2% and the whole market 10%. It turned down 1.6% of home-purchase applications, about half the 3.4% at similar lenders, and made no higher-priced loans, those with a rate well above the average for similar loans.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
1,219 loans in 2025, against a peak of 2,538 in 2019.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. SIRVA Mortgage took 1,746 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
97.7% of its 2025 loans were purchase loans; 87.4% were conventional loans.
Purchase 97.7% · Refinance 2.3%
Conventional 87.4% · VA 6.5% · FHA 6.1% · of 1,219 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
47 states, 228 metros, 508 counties
| State | Loans | Share |
|---|---|---|
| Texas | 125 | 10.3% |
| Tennessee | 91 | 7.5% |
| North Carolina | 65 | 5.3% |
| California | 58 | 4.8% |
| Georgia | 53 | 4.3% |
| Indiana | 53 | 4.3% |
| Florida | 49 | 4.0% |
| Minnesota | 47 | 3.9% |
| Ohio | 46 | 3.8% |
| Virginia | 46 | 3.8% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | 56 |
| Minneapolis-St. Paul-Bloomington | 42 |
| Dallas-Plano-Irving | 35 |
| Houston-Pasadena-The Woodlands | 35 |
| San Francisco-San Mateo-Redwood City | 28 |
| Charlotte-Concord-Gastonia | 25 |
| Atlanta-Sandy Springs-Roswell | 24 |
| Kansas City | 21 |
| Montgomery | 21 |
| Phoenix-Mesa-Chandler | 21 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KQHWNSVCE2MY88 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3242799 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7341719615 | |
| Respondent ID (the HMDA filer code before 2018) | 77605000005 | 1997–2006 |
Established 27 August 1992. Reported under HMDA 1997-2025.
Mergers, name changes, data editions and corrections: SIRVA Mortgage's data.
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