Applications / Mortgage Analytics / Lenders / Texas / Sierra Lending Group
Houston, TX · Independent non-bank lender · CFPB · 24 loans in 2025
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24
loans originated, 2025
30
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Sierra Lending Group is a small Houston lender making conventional loans, mostly to buy homes, and it made 24 of them in 2025.
It is an independent non-bank lender working in two Texas metros, Houston and Dallas-Fort Worth. Purchase loans made up 70.8% of its 2025 lending and refinances 29.2%. All of its loans were conventional, with none backed by a government agency and none on manufactured homes.
It has filed under the Home Mortgage Disclosure Act since 2012. Its volume peaked at 96 loans in 2021 and has fallen since, to 57 in 2023, 26 in 2024 and 24 in 2025. Its loans fell 8% in 2025 while similar lenders, meaning non-banks making between half and twice as many loans, grew 4%.
In Houston, its main market, it ranked 437 of 929 lenders, with a share that rounds to 0.0%. With 24 loans a year, its shares of borrower types, neighborhoods and loan prices rest on too few cases to read much into, and its denials are too few to compare with similar lenders' at all.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Sierra Lending Group took 30 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 70.8% · Refinance 29.2%
Conventional 100.0% · of 24 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 24 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Houston-Pasadena-The Woodlands | 23 |
| Dallas-Plano-Irving | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900WBAI0VC58ALC63 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4531799 | 2013–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7273095238 |
Established 17 June 2010. Reported under HMDA 2012-2025.
Mergers, name changes, data editions and corrections: Sierra Lending Group's data.
Sierra Lending Group's data
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Sierra Lending Group and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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