Applications / Mortgage Analytics / Lenders / New York / SEFCU Services / Competition
SEFCU Services
Albany, NY · Non-bank lender · CFPB · 2,334 loans in 2025
SEFCU Services's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,334
loans originated, 2025
2,747
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who SEFCU Services competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ALBANY-SCHENECTADY-TROY, NY, 2025
SEFCU Services ranks 1st of 265 lenders in Albany-Schenectady-Troy, NY, with $515.4M lent: 11.4% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SEFCU Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SYRACUSE, NY, 2025
SEFCU Services ranks 7th of 246 lenders in Syracuse, NY, with $74.6M lent: 3.0% of a $2.51B market.
Syracuse, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SEFCU Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NEW YORK, 2025
SEFCU Services ranks 31st of 377 lenders in non-metro New York, with $34.8M lent: 0.9% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SEFCU Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — UTICA-ROME, NY, 2025
SEFCU Services ranks 11th of 174 lenders in Utica-Rome, NY, with $23.5M lent: 3.0% of a $793.9M market.
Utica-Rome, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SEFCU Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GLENS FALLS, NY, 2025
SEFCU Services ranks 7th of 145 lenders in Glens Falls, NY, with $20.0M lent: 3.6% of a $554.4M market.
Glens Falls, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SEFCU Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ITHACA, NY, 2025
SEFCU Services ranks 35th of 102 lenders in Ithaca, NY, with $1.0M lent: 0.2% of a $415.5M market.
Ithaca, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SEFCU Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 76% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BUFFALO-CHEEKTOWAGA, NY, 2025
SEFCU Services ranks 43rd of 267 lenders in Buffalo-Cheektowaga, NY, with $18.1M lent: 0.4% of a $4.74B market.
Buffalo-Cheektowaga, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SEFCU Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BINGHAMTON, NY, 2025
SEFCU Services ranks 16th of 180 lenders in Binghamton, NY, with $8.4M lent: 1.5% of a $573.8M market.
Binghamton, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SEFCU Services in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 61% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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