Applications / Mortgage Analytics / Lenders / New York / Savannah Bank
Savannah, NY · National bank · OCC · $189 million assets · 21 loans in 2025
Savannah Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
21
loans originated, 2025
38
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Savannah Bank, a national bank in Savannah, New York, that has reported since 1990, made just 21 home loans in 2025, about half as many as the year before.
Its loans fell 48%, from 40 in 2024 to 21, while similar lenders (national banks making between half and twice as many loans) shrank 16% and the whole market grew 10%. It made 58 loans in 2018 and 53 in 2023. With numbers this small, a handful of borrowers more or fewer can swing the total. It filed no report for 2020 to 2022; those years are gaps in the record, not years without lending.
A third of its loans were for home purchase and a third for other purposes; refinances made up 28.6%. All were conventional and none was jumbo. Its typical loan, $145,000, was smaller than the $185,000 at similar lenders. Its borrower and neighborhood shares rest on too few loans to compare.
It has lent in the Rochester market since 1990 and ranked 113 of 251 lenders there in 2025; Premium Mortgage and ESL Federal Credit Union led. In Syracuse it ranked 147 of 246. It was renamed from The National Bank of Savannah in 1992.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Savannah Bank took 38 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 33.3% · Purchase 33.3% · Refinance 28.6% · Home improvement 4.8%
Conventional 100.0% · of 21 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New York | 21 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Rochester | 7 |
| Syracuse | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008FJUGC53MGWP13 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 647414 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 112810 | 1990–2017 |
Established 1 January 1925. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Savannah Bank's data.
Savannah Bank's data
$215
Savannah Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Savannah Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]