Applications / Mortgage Analytics / Lenders / Washington / Sammamish Mortgage Company
Bellevue, WA · Non-bank or government lender · CFPB · 1,010 loans in 2025
Sammamish Mortgage Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,010
loans originated, 2025
1,463
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Sammamish Mortgage Company, a Washington non-bank lender of large home-purchase loans, grew 20% in 2025 and has more than doubled its count since 2022.
It made 1,010 loans in 2025, up from 842 in 2024 and 437 in 2022, though still short of the 1,462 it made in 2020. Its 20% rise was faster than the 13% of the typical similar lender, one of 33 non-bank lenders making between half and twice as many loans, and the whole market's 10%.
Its typical loan was $540,000, against $305,000 at peers, larger than at more than four in five of them. Home purchases made up 75.2% of its loans. None was higher-priced (a rate well above the average for similar loans), against 6.1% at the typical peer, and its typical rate of 6.38% was lower than at about four in five. Its denial rate on home-purchase applications, 1.4%, was also lower than peers' 3.7%.
Low- and moderate-income borrowers took 12.9% of its loans, against 40.4% at peers. Majority-minority neighborhoods took 15.4%, against 37.9%, lower than at more than nine in ten peers. Its large typical loan may mean it serves mainly buyers who earn more.
In Seattle-Tacoma-Bellevue it ranked 28 of 597 lenders, in a market led by Boeing Employees' Credit Union and United Wholesale Mortgage. Its share of Bremerton-Silverdale-Port Orchard rose to 0.9% from 0.5%. It is reaching into California, entering Santa Rosa-Petaluma in 2024 and San Diego-Chula Vista-Carlsbad in 2025.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Sammamish Mortgage Company took 1,463 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 75.2% · Refinance 24.3% · Home improvement 0.5%
Conventional 94.6% · VA 5.4% · of 1,010 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Washington | 871 | 86.2% |
| Oregon | 102 | 10.1% |
| Idaho | 22 | 2.2% |
| California | 14 | 1.4% |
| Colorado | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Seattle-Bellevue-Kent | 459 |
| Everett | 113 |
| Tacoma-Lakewood | 78 |
| Portland-Vancouver-Hillsboro | 75 |
| Bremerton-Silverdale-Port Orchard | 58 |
| Olympia-Lacey-Tumwater | 17 |
| Spokane-Spokane Valley | 16 |
| Bellingham | 11 |
| Kennewick-Richland | 11 |
| Boise City | 10 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493009HUMWCHFRDKF12 | 2018–2025 |
| Respondent ID (the HMDA filer code before 2018) | 7911569077 |
Established 21 August 1992. Reported under HMDA 2016-2025.
Mergers, name changes, data editions and corrections: Sammamish Mortgage Company's data.
Sammamish Mortgage Company's data
$215
Sammamish Mortgage Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Sammamish Mortgage Company's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]