Applications / Mortgage Analytics / Lenders / Washington / Rain City Capital / Competition
Rain City Capital
Kirkland, WA · Non-bank or government lender · CFPB · 2,118 loans in 2025
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2,118
loans originated, 2025
3,585
applications, 2025
24
states and territories
0
gaps bigger than at similar lenders
Who Rain City Capital competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
Rain City Capital ranks 152nd of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $40.9M lent: 0.1% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rain City Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Rain City Capital ranks 227th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $14.1M lent: 0.1% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rain City Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
Rain City Capital ranks 183rd of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $13.2M lent: 0.1% of a $21.35B market.
Portland-Vancouver-Hillsboro, OR-WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rain City Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
Rain City Capital ranks 244th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $9.7M lent: 0.0% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rain City Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
Rain City Capital ranks 269th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $9.4M lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rain City Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Rain City Capital ranks 453rd of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $7.7M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Rain City Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Rain City Capital ranks 453rd of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $5.1M lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Rain City Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — OKLAHOMA CITY, OK, 2025
Rain City Capital ranks 201st of 534 lenders in Oklahoma City, OK, with $4.9M lent: 0.1% of a $8.31B market.
Oklahoma City, OK is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Rain City Capital in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Rain City Capital and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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