Applications / Mortgage Analytics / Lenders / New York / Premium Mortgage / Competition
Premium Mortgage
Rochester, NY · Independent non-bank lender · CFPB · 5,199 loans in 2025
Premium Mortgage's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
5,199
loans originated, 2025
5,960
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who Premium Mortgage competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ROCHESTER, NY, 2025
Premium Mortgage ranks 1st of 251 lenders in Rochester, NY, with $663.9M lent: 13.9% of a $4.78B market.
Rochester, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premium Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BUFFALO-CHEEKTOWAGA, NY, 2025
Premium Mortgage ranks 3rd of 267 lenders in Buffalo-Cheektowaga, NY, with $398.2M lent: 8.4% of a $4.74B market.
Buffalo-Cheektowaga, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premium Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ALBANY-SCHENECTADY-TROY, NY, 2025
Premium Mortgage ranks 9th of 265 lenders in Albany-Schenectady-Troy, NY, with $90.1M lent: 2.0% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premium Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO NEW YORK, 2025
Premium Mortgage ranks 7th of 377 lenders in non-metro New York, with $87.3M lent: 2.2% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premium Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SYRACUSE, NY, 2025
Premium Mortgage ranks 15th of 246 lenders in Syracuse, NY, with $53.3M lent: 2.1% of a $2.51B market.
Syracuse, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Premium Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Premium Mortgage ranks 732nd of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $645K lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Premium Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — GREENVILLE-ANDERSON-GREER, SC, 2025
Premium Mortgage ranks 425th of 589 lenders in Greenville-Anderson-Greer, SC, with $550K lent: 0.0% of a $7.37B market.
Greenville-Anderson-Greer, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Premium Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PITTSFIELD, MA, 2025
Premium Mortgage ranks 169th of 202 lenders in Pittsfield, MA, with $225K lent: 0.0% of a $661.9M market.
Pittsfield, MA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Premium Mortgage in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 66% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Premium Mortgage's data
$215
Premium Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Premium Mortgage's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]