A home-town lender
It lends in one state, two metros and five counties. In Pueblo it ranks 11 of 264 lenders with 1.7% of the market. In Denver its share rounds to nothing.
Applications / Mortgage Analytics / Lenders / Colorado / Premier Mortgage Services
Premier Mortgage Services
Pueblo, CO · Independent non-bank lender · CFPB · 67 loans in 2025
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67
loans originated, 2025
87
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Premier Mortgage Services is a small Pueblo lender that has reported since 1991 and still ranks among the top dozen in its home market, though its lending shrank in 2025.
Government-backed loans
Loans insured by the Federal Housing Administration (FHA) made up 40.3% of its lending, against 7.9% at similar lenders (independent non-bank lenders making between half and twice as many loans). Another 9.0% were guaranteed by the Department of Veterans Affairs (VA). Its FHA share is higher than at almost nine in ten of them. Purchases were 73.1% of its loans.
A shrinking book
Loans fell 23% to 67, while similar lenders fell 2% and the whole market grew 10%. Its share of Pueblo slipped from 2.0% to 1.7%, in step with its own smaller output. The longer decline is steeper: it made 376 loans in 2020 and 210 in 2018. For a firm making 67 loans, the loss of a loan officer or two, or of a referral source, could explain much of the fall; the record does not say which.
A lower typical rate
Its typical rate was 6.38%, against 6.62% at similar lenders, lower than at about three-quarters of them. Its typical loan, $285,000, was close to theirs.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
67 loans in 2025, against a peak of 376 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Premier Mortgage Services took 87 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
73.1% of its 2025 loans were purchase loans; 50.7% were conventional loans.
Purchase 73.1% · Refinance 26.9%
Conventional 50.7% · FHA 40.3% · VA 9.0% · of 67 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 2 metros, 5 counties
| State | Loans | Share |
|---|---|---|
| Colorado | 67 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Pueblo | 63 |
| Denver-Aurora-Centennial | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300CU8QPZJILTBA54 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3849358 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 77327200005 | 1991–2017 |
Established 27 April 1989. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Premier Mortgage Services's data.
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