Applications / Mortgage Analytics / Lenders / Colorado / Power Credit Union
Pueblo, CO · Credit union · NCUA · $126 million assets · 19 loans in 2025
Power Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
19
loans originated, 2025
23
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Power Credit Union, a Pueblo, Colorado, credit union that has reported since 1990, makes a handful of refinance loans a year: 19 in 2025, the same as in 2024.
Every one of its 19 loans in 2025 was a refinance, and all were conventional rather than government-backed. None was for a manufactured home. With so few loans, its shares, loan sizes and rates say little about how it compares with others.
It has made between 8 and 26 loans a year since 2018. Similar lenders (credit unions making between half and twice as many loans) made 25 at the typical count. Its 2025 total matched 2024's, while the typical similar credit union's fell 6% and the whole market grew 10%.
Its lending reaches three counties, all in Colorado. In Pueblo, where it has filed since 1990, it ranks 102 of 264 lenders; United Wholesale Mortgage and Ent Credit Union lead that market. It has also lent in non-metro Colorado since 1995, where it ranks 576 of 626. A lender of this size is a small presence in either market, and its figures move a great deal from one year to the next on a few loans.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Power Credit Union took 23 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 100.0%
Conventional 100.0% · of 19 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 19 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Pueblo | 16 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300JD2HS86SAFVA88 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 426392 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 564037 | 1990–2017 |
Established 1 January 1938. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Power Credit Union's data.
Power Credit Union's data
$215
Power Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Power Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]