Applications / Mortgage Analytics / Lenders / Alabama / Pinnacle Bank / Competition
Pinnacle Bank
Jasper, AL · State non-member bank · FDIC · $364 million assets · 31 loans in 2025
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31
loans originated, 2025
35
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Pinnacle Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BIRMINGHAM, AL, 2025
Pinnacle Bank ranks 202nd of 523 lenders in Birmingham, AL, with $3.7M lent: 0.1% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ALABAMA, 2025
Pinnacle Bank ranks 268th of 523 lenders in non-metro Alabama, with $1.5M lent: 0.0% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
Pinnacle Bank ranks 460th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $475K lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pinnacle Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Pinnacle Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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