Applications / Mortgage Analytics / Lenders / Texas / Pikeview Mortgage
Houston, TX · Non-bank lender · CFPB · 547 loans in 2025
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547
loans originated, 2025
620
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Pikeview Mortgage, a Houston lender that first reported in 2025, lends almost only to home buyers, mostly with government-backed loans and at rates far below its peers'.
It made 547 loans in its first reported year, a little below the 644 of a typical similar lender, meaning another non-bank lender making between half and twice as many loans. Purchases were 99.8% of them. All its lending was in Texas, and it ranks higher in Dallas-Fort Worth, 97 of 1,026 lenders, than in its home market of Houston, where it ranks 218 of 929.
Loans insured by the Federal Housing Administration (FHA) made up 51.6% of its business, against 14.6% at its peers. Loans guaranteed by the Department of Veterans Affairs (VA) were 19.4%, against 4.7%. Conventional loans, at 28.5%, were a smaller share than at all but a few similar lenders.
Its typical rate was 4.99%, the lowest among its peers, whose typical rate was 6.62%. Only 0.2% of its loans were higher-priced, meaning a rate well above the average for similar loans, against 2.5% at peers. The data do not show what lies behind rates so far below its rivals'.
It placed 7.5% of its loans in low- and moderate-income (LMI) neighborhoods, against 20.0% at its peers, the lowest share in the group. Its borrowers' own incomes were closer to the norm: 18.3% were LMI, against 20.5%. Working in just 18 counties, it may simply take its neighborhood mix from wherever its buyers chose to purchase.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Pikeview Mortgage took 620 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 99.8% · Refinance 0.2%
FHA 51.6% · Conventional 28.5% · VA 19.4% · USDA (RHS or FSA) 0.5% · of 547 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 547 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 270 |
| Fort Worth-Arlington-Grapevine | 114 |
| Houston-Pasadena-The Woodlands | 97 |
| San Antonio-New Braunfels | 63 |
| Sherman-Denison | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549004YKXDDHUWUOH37 | 2025–2025 |
Established 5 October 2023. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: Pikeview Mortgage's data.
Pikeview Mortgage's data
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Pikeview Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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