Applications / Mortgage Analytics / Lenders / Texas / PGIM Real Estate Agency Financing
Dallas, TX · Non-bank or government lender · CFPB · 271 loans in 2025
PGIM Real Estate Agency Financing's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
271
loans originated, 2025
315
applications, 2025
38
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
PGIM Real Estate Agency Financing makes few, very large loans, typically $17.7 million each; its count rose 53% in 2025, and most of its loans were refinances.
Its typical loan was $17.7 million, against $365,000 at similar lenders (non-bank and government lenders making between half and twice as many loans). Loans of that size are far beyond any single house and may be on large apartment buildings. So its 271 loans came to $6.79 billion, more than at almost all its peers; that figure may reflect building finance rather than home lending.
Refinances made up 80.4% of its loans and purchases 19.6%. Most were conventional; 4.8% were insured by the Federal Housing Administration (FHA). Its typical rate, 5.39%, was lower than at about nine in ten similar lenders, which may reflect a different kind of borrower and loan rather than cheaper pricing.
Its loans rose from 177 to 271, faster than at about nine in ten similar lenders, whose typical count rose 4%. It made 303 loans in 2022, so 2025 brings it back near that level. With so few loans, each one moves its figures, and a handful decides its ranks in the markets where it lends.
Some 35.4% of its loans were secured by property in low- and moderate-income (LMI) neighborhoods, against 22.4% at similar lenders, more than at four in five of them. It lends in 38 states, with California its main one.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. PGIM Real Estate Agency Financing took 315 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 80.4% · Purchase 19.6%
Conventional 95.2% · FHA 4.8% · of 271 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 26 | 9.6% |
| Texas | 25 | 9.2% |
| North Carolina | 17 | 6.3% |
| Connecticut | 16 | 5.9% |
| Pennsylvania | 16 | 5.9% |
| New York | 13 | 4.8% |
| Virginia | 13 | 4.8% |
| Illinois | 12 | 4.4% |
| Washington | 12 | 4.4% |
| Nevada | 11 | 4.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Bridgeport-Stamford-Danbury | 11 |
| Charlotte-Concord-Gastonia | 10 |
| Chicago-Naperville-Schaumburg | 9 |
| Houston-Pasadena-The Woodlands | 9 |
| Los Angeles-Long Beach-Glendale | 9 |
| Seattle-Bellevue-Kent | 9 |
| Anaheim-Santa Ana-Irvine | 7 |
| Arlington-Alexandria-Reston | 7 |
| Atlanta-Sandy Springs-Roswell | 7 |
| Portland-Vancouver-Hillsboro | 7 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DH8EI64ITBY388 | 2018–2025 |
Established 8 August 1979. Reported under HMDA 2018-2025.
Mergers, name changes, data editions and corrections: PGIM Real Estate Agency Financing's data.
PGIM Real Estate Agency Financing's data
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PGIM Real Estate Agency Financing and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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