Applications / Mortgage Analytics / Lenders / Texas / Pegasus Bank
Dallas, TX · State member bank · FRS · $1.5 billion assets · 19 loans in 2025
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19
loans originated, 2025
19
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Pegasus Bank, a Dallas bank, is a minor home lender: it made 19 loans in 2025, a fifth of the 97 it made in 2019.
Pegasus Bank made 19 home loans in 2025, one fewer than in 2024. Similar lenders, meaning state member banks making between half and twice as many loans, typically made 30. Its loans were spread across three states, Texas, Colorado and California, and its share of each market is tiny.
It first reported in 2008. It filed no report for 2020, 2021 or 2022; those are gaps in the record, not years without lending. It made 76 loans in 2018 and 97 in 2019, and 35 in 2023, the year its charter changed and it became a state member bank.
Its typical loan was $575,000, about twice the $290,000 at similar lenders, and its 19 loans came to $22.6 million, more than the peers' typical $13.2 million. All were conventional, and about half were home purchases. With so few loans, these figures are too small to read much into: a couple of large loans either way would change them.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Pegasus Bank took 19 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 52.6% · Refinance 31.6% · Home improvement 15.8%
Conventional 100.0% · of 19 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 17 | 89.5% |
| California | 1 | 5.3% |
| Colorado | 1 | 5.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 17 |
| Riverside-San Bernardino-Ontario | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ZWYC0QUOFP0Q79 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3465392 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 358483 | 2008–2017 |
Established 24 January 2007. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: Pegasus Bank's data.
Pegasus Bank's data
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Pegasus Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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