Purchase loans only
Every one of its 17 loans in 2025 was a conventional loan to buy a home, with no government backing and no refinancing. In 2020, too, every loan was conventional. It lends in two states, mostly in Oregon.
Applications / Mortgage Analytics / Lenders / Oregon / PacWest Funding
PacWest Funding
Eugene, OR · Non-bank or government lender · CFPB · 17 loans in 2025
PacWest Funding's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
17
loans originated, 2025
19
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
PacWest Funding, an Oregon non-bank lender, now makes only a handful of home-purchase loans a year, a fraction of what it made before 2020.
A long decline
It made 344 loans in 2019 and 287 in 2018. By 2020 the figure was 135, and by 2023 just 30. The record holds no 2024 figures, so the change over the past year cannot be measured. Similar lenders also made fewer loans in 2025, down 20%, but the data do not explain its longer fall.
A small presence in Oregon towns
Its biggest foothold is Grants Pass, where its share rose from almost nothing to 0.2%, ranking 71 of 168 lenders. Nations Lending and Rogue Credit Union lead there. In Albany it holds 0.1%. In Portland-Vancouver-Hillsboro, its largest market by dollars, it ranks 405 of 566.
Too few loans to compare
With 17 loans, its shares of lending to low- and moderate-income borrowers, to poorer neighborhoods or on manufactured homes rest on one or a few loans each. They say little about how it compares with similar lenders, non-bank or government lenders making between half and twice as many loans.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
17 loans in 2025, against a peak of 344 in 2019.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. PacWest Funding took 19 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
All of its 2025 loans were purchase loans; all were conventional loans.
Purchase 100.0%
Conventional 100.0% · of 17 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
2 states, 6 metros, 12 counties
| State | Loans | Share |
|---|---|---|
| Oregon | 16 | 94.1% |
| Texas | 1 | 5.9% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Albany | 3 |
| Portland-Vancouver-Hillsboro | 3 |
| Grants Pass | 2 |
| Medford | 2 |
| Salem | 2 |
| Eugene-Springfield | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KBCEYCLANGUM06 | 2018–2025 |
| Respondent ID (the HMDA filer code before 2018) | 7911842269 |
Established date not on record. Reported under HMDA 2017-2025.
Mergers, name changes, data editions and corrections: PacWest Funding's data.
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