Applications / Mortgage Analytics / Lenders / Florida / Orlando Credit Union
Orlando, FL · Credit union · NCUA · $343 million assets · 15 loans in 2025
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15
loans originated, 2025
49
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Orlando Credit Union, which has reported since 1990, made just 15 home loans in 2025, down from 249 in 2022.
It made 249 loans in 2022, then fell to 119 in 2023, 43 in 2024 and 15 in 2025. The drop of 65% last year compares with a fall of 12% at similar lenders, meaning credit unions making between half and twice as many loans. Five years earlier it made 118. The record does not say why. It may have chosen to make fewer home loans, or its members may have borrowed less.
With 15 loans, its shares of loan purposes, neighborhoods or loan sizes rest on too few loans to set against its 173 peers. All of them were conventional. A single year this small says little about the kind of lender it is.
It lends in one state, four counties and two metros. It has lent in Orlando since 1990 and in Deltona-Daytona Beach since 1993. In both its share rounds to 0.0%; in Orlando it ranked 350 of 854 lenders, a market led by United Wholesale Mortgage and Wells Fargo Bank.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Orlando Credit Union took 49 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 40.0% · Other 33.3% · Home improvement 13.3% · Refinance 13.3%
Conventional 100.0% · of 15 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 15 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Orlando-Kissimmee-Sanford | 13 |
| Deltona-Daytona Beach-Ormond Beach | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ULZJK0NFBI8J68 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1017975 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 51213 | 1990–2016 |
Established 1 January 1936. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Orlando Credit Union's data.
Orlando Credit Union's data
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Orlando Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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