Applications / Mortgage Analytics / Lenders / Indiana / ONE Vision Federal Credit Union
Clarksville, IN · Credit union · NCUA · $64.3 million assets · 35 loans in 2025
ONE Vision Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
35
loans originated, 2025
61
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
ONE Vision Federal Credit Union is a small Indiana credit union that makes small loans for home improvement and other purposes, not for buying homes.
Home improvement accounted for 42.9% of its 35 loans in 2025, other purposes for 37.1% and refinances for 20.0%. It made no purchase loans. Its typical loan was $55,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans), among the smallest of its peers. Improvement and other loans tend to be small, which fits.
It made 35 loans, down 27% from 48 in 2024, while the typical similar credit union was unchanged. It made 76 loans in 2022, the first year of its recent run of reports; it filed none for 2018 to 2021, a gap in the record rather than years without lending. Members may be taking on fewer home projects, or borrowing for them elsewhere; the figures do not say which.
It lends in three counties of Louisville/Jefferson County, IN-KY, where it has lent since 1990 and holds well under 1% of a market led by United Wholesale Mortgage. It makes 22.9% of its loans in low- and moderate-income tracts, against 17.6% at peers, though 35 loans make a small base.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2022–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. ONE Vision Federal Credit Union took 61 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 42.9% · Other 37.1% · Refinance 20.0%
Conventional 100.0% · of 35 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 35 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Louisville/Jefferson County | 35 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300RYNOL8D0H1YY31 | 2022–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 402284 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 59097 | 1990–2017 |
Established 1 January 1954. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: ONE Vision Federal Credit Union's data.
ONE Vision Federal Credit Union's data
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ONE Vision Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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