Applications / Mortgage Analytics / Lenders / Oklahoma / Oklahoma Federal Credit Union
Oklahoma City, OK · Credit union · NCUA · $195 million assets · 36 loans in 2025
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36
loans originated, 2025
36
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Oklahoma Federal Credit Union is a small Oklahoma City lender most of whose loans pay for home improvements, and its lending rose 24% in 2025.
Home improvement accounted for 58.3% of its 36 loans in 2025, purchases for 27.8% and refinances for 13.9%. All were conventional. Its typical loan was $75,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans), which fits a book weighted toward improvement loans.
Its loans rose 24%, to 36 from 29, while the typical similar credit union was unchanged and the whole market grew 10%. Its yearly count has moved between 21 and 47 since 2018, so one year's rise says little about a trend.
It has reported since 1993 and lends in nine counties, all in Oklahoma. Its share of Oklahoma City, OK rose to 0.1%, placing it 214 of 534 lenders in a market led by First United Bank and Trust Company. It has also lent in Tulsa, OK since 2004, where it holds well under 1%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Oklahoma Federal Credit Union took 36 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 58.3% · Purchase 27.8% · Refinance 13.9%
Conventional 100.0% · of 36 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 30 | 83.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Oklahoma City | 26 |
| Tulsa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 984500A1A8A91F8C4M93 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 414287 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 57151 | 1993–2017 |
Established 1 January 1951. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: Oklahoma Federal Credit Union's data.
Oklahoma Federal Credit Union's data
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Oklahoma Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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