Applications / Mortgage Analytics / Lenders / Ohio / Ohio Valley Community Federal Credit Union
Clarington, OH · Credit union · NCUA · $241 million assets · 31 loans in 2025
Ohio Valley Community Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
31
loans originated, 2025
40
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Ohio Valley Community Federal Credit Union is a small Ohio credit union that lends mainly to people buying homes.
Home purchases made up 80.6% of its 31 loans in 2025, refinances 12.9% and home improvement 6.5%. All were conventional. Its typical loan was $165,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans). With 31 loans, these shares rest on a small base.
Its share of Wheeling, OH-WV rose to 0.5% from 0.4%, placing it 34 of 145 lenders in a market led by WesBanco Bank. It has lent there, and in non-metro Ohio and West Virginia, since 2000. It also edged up in Weirton-Steubenville, OH-WV. Its footprint covers 11 counties in two states.
Its loans rose 7% in 2025, to 31 from 29, while the typical similar credit union fell 2%. The longer record runs the other way: it made 126 loans in 2018 and 66 in 2020. Members may be borrowing less for homes, or other lenders may be winning their business; the figures do not say which.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Ohio Valley Community Federal Credit Union took 40 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 80.6% · Refinance 12.9% · Home improvement 6.5%
Conventional 100.0% · of 31 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 22 | 71.0% |
| West Virginia | 9 | 29.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wheeling | 13 |
| Weirton-Steubenville | 2 |
| Morgantown | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300Z736FEFLWQ4G83 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 383093 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 560913 | 2000–2017 |
Established 1 January 1960. Reported under HMDA 2000-2025.
Mergers, name changes, data editions and corrections: Ohio Valley Community Federal Credit Union's data.
Ohio Valley Community Federal Credit Union's data
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Ohio Valley Community Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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