One county
All its lending is in 1 county in the Chicago metro. There it ranked 479 of 902 lenders, in a market JPMorgan Chase Bank led. It changed regulator in 2011 and organization type in 2014.
Applications / Mortgage Analytics / Lenders / Illinois / North Side Federal Savings and Loan Association of Chicago
North Side Federal Savings and Loan Association of Chicago
Chicago, IL · Savings institution · OCC · $42.8 million assets · 12 loans in 2025
North Side Federal Savings and Loan Association of Chicago's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
12
loans originated, 2025
12
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
North Side Federal Savings and Loan Association of Chicago, a savings institution that has reported since 1990, lends in a single county and made 12 home loans in 2025.
Volume that comes and goes
Its loans fell 29%, to 12 from 17 in 2024, while similar lenders, savings institutions making between half and twice as many loans, fell 16% and the whole market grew 10%. It also made 12 loans in 2018 and 31 in 2020, so a year's change says little.
Plain, conventional loans
All its loans were conventional, split evenly between purchases and refinances. None was higher-priced (a rate well above the average for similar loans) in 2025 or 2024. Its typical rate, 6.25%, was near the middle of similar lenders.
Too few loans to judge its reach
Its shares of loans to poorer borrowers and to majority-minority neighborhoods rose sharply from 2024. With 12 loans, a couple of loans either way move those shares a lot, so they are too few to read much into.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
12 loans in 2025, against a peak of 31 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. North Side Federal Savings and Loan Association of Chicago took 12 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
50.0% of its 2025 loans were purchase loans; all were conventional loans.
Purchase 50.0% · Refinance 50.0%
Conventional 100.0% · of 12 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 1 metro, 1 county
| State | Loans | Share |
|---|---|---|
| Illinois | 12 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 12 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900S293MIVH34PR45 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 375379 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 43468 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1703468 | 2011–2017 |
Established 1 January 1934. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: North Side Federal Savings and Loan Association of Chicago's data.
The data and the software behind these pages
North Side Federal Savings and Loan Association of Chicago's data
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