Applications / Mortgage Analytics / Lenders / New York / New York University Federal Credit Union
New York, NY · Credit union · NCUA · $72.8 million assets · 30 loans in 2025
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30
loans originated, 2025
45
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
New York University Federal Credit Union is a small home-purchase lender, making 30 loans in 2025 at sizes far above those of most credit unions its size.
Purchases made up 86.7% of its 30 loans. Its typical loan was $350,000, against $95,000 at similar lenders, here the 367 credit unions making between half and twice as many loans; that is higher than at almost all of them. Its dollar volume, $12.5 million, was higher than at about nine in ten.
It first reported in 2023, with 49 loans, then 27 in 2024 and 30 in 2025. Earlier years are gaps in the public record, not years without lending: since 2020 a lender making fewer than 100 closed-end loans a year need not report. Its rise of 11% in 2025, from 27 loans to 30, is too small to read much into.
Most of its lending is in New York, where it ranked 424 of 802 lenders in 2025; its loans reach four states and five metros, including Seattle and Bridgeport. With so few loans, the shares going to particular borrowers or neighborhoods can swing with a single mortgage, so they say little about the credit union's lending.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. New York University Federal Credit Union took 45 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 86.7% · Home improvement 6.7% · Other 3.3% · Refinance 3.3%
Conventional 100.0% · of 30 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New York | 24 | 80.0% |
| New Jersey | 4 | 13.3% |
| Connecticut | 1 | 3.3% |
| Washington | 1 | 3.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New York-Jersey City-White Plains | 24 |
| Nassau County-Suffolk County | 3 |
| Bridgeport-Stamford-Danbury | 1 |
| Seattle-Bellevue-Kent | 1 |
| Trenton-Princeton | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900PFOL1KDTRYWV11 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 933498 | 2023–2023 |
Established 1 January 1982. Reported under HMDA 2023-2025.
Mergers, name changes, data editions and corrections: New York University Federal Credit Union's data.
New York University Federal Credit Union's data
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New York University Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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