Applications / Mortgage Analytics / Lenders / Ohio / Nationwide Life Insurance Company
Columbus, OH · Non-bank or government lender · CFPB · 47 loans in 2025
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47
loans originated, 2025
47
applications, 2025
21
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Nationwide Life Insurance Company is an insurer, not a home lender in the usual sense: it made 47 very large loans in 2025, most of them for purposes other than buying or refinancing a home.
Other purposes made up 80.9% of its loans and refinances 19.1%; it reported no home-purchase loans. All were conventional. Its loans run to millions of dollars each, far beyond any ordinary home loan, so they may be business-purpose lending rather than loans to households.
Its typical loan was $33.5 million, against $395,000 at similar lenders (non-bank and government lenders making between half and twice as many loans). Measures built for home loans, such as shares of a housing market or rates set against home lenders', say little about loans of that size.
Its 47 loans went to 21 states and 36 counties, so it made only a few loans in any one county. In 2025 it entered Las Vegas, Bloomington in Indiana and Myrtle Beach. Shares and rates built on so few loans in any one place mean little.
It first reported in 2019, with 52 loans, and made 54 in 2022, 49 in 2023 and 34 in 2024. The rise to 47 in 2025 came as similar lenders' loans fell 7%. The record shows no loan counts for 2020 and 2021.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2019–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Nationwide Life Insurance Company took 47 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 80.9% · Refinance 19.1%
Conventional 100.0% · of 47 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 5 | 10.6% |
| Ohio | 4 | 8.5% |
| Georgia | 3 | 6.4% |
| North Carolina | 3 | 6.4% |
| Tennessee | 3 | 6.4% |
| Washington | 3 | 6.4% |
| Arizona | 2 | 4.3% |
| Colorado | 2 | 4.3% |
| Florida | 2 | 4.3% |
| Indiana | 2 | 4.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cincinnati | 4 |
| Nashville-Davidson--Murfreesboro--Franklin | 3 |
| Atlanta-Sandy Springs-Roswell | 2 |
| Bloomington | 2 |
| Cambridge-Newton-Framingham | 2 |
| Dallas-Plano-Irving | 2 |
| Orlando-Kissimmee-Sanford | 2 |
| Phoenix-Mesa-Chandler | 2 |
| Salt Lake City-Murray | 2 |
| San Diego-Chula Vista-Carlsbad | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | AM9FLTUTLEC73M6N7I37 | 2019–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2819288 | 2019–2023 |
Established 21 March 1929. Reported under HMDA 2019-2025.
Mergers, name changes, data editions and corrections: Nationwide Life Insurance Company's data.
Nationwide Life Insurance Company's data
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Nationwide Life Insurance Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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