Applications / Mortgage Analytics / Lenders / Nebraska / Mutual First Federal Credit Union
Omaha, NE · Credit union · NCUA · $118 million assets · 34 loans in 2025
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34
loans originated, 2025
101
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mutual First Federal Credit Union, an Omaha credit union, made only refinance loans in 2025, 34 of them, more than twice its total the year before.
Every one of its 34 loans in 2025 was a refinance. Its typical loan was $65,000, smaller than at most similar lenders (credit unions making between half and twice as many loans), whose typical loan is $90,000. Every loan was conventional.
It made 34 loans, up from 15 in 2024, while similar credit unions made as many as the year before. The longer record runs the other way: 137 loans in 2020 and 40 in 2023. Much of the 2020 total may have been refinancing while rates were low; its typical rate was 3.62% then, against 7.75% in 2025.
Manufactured homes account for 11.8% of its loans, while most similar credit unions made none. With 34 loans, that is a handful.
It ranks 191 of 417 lenders in Omaha, where it has reported since 1996, and also lends in rural Iowa and Nebraska. Its share of the Omaha market rounds to zero.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mutual First Federal Credit Union took 101 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 100.0%
Conventional 100.0% · of 34 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 28 | 82.4% |
| Iowa | 6 | 17.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 31 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300BJ4VS64HEPMV23 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 798491 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 524540 | 1996–2017 |
Established 1 January 1949. Reported under HMDA 1996-2025.
Mergers, name changes, data editions and corrections: Mutual First Federal Credit Union's data.
Mutual First Federal Credit Union's data
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Mutual First Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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