Applications / Mortgage Analytics / Lenders / Connecticut / Mortgage Markets CUSO
East Hartford, CT · Non-bank lender · CFPB · 106 loans in 2025
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106
loans originated, 2025
130
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mortgage Markets CUSO is a small Connecticut lender that makes only conventional loans, about three-quarters of them for home purchases.
Every loan it made in 2025 was conventional, as in 2024 and 2020. Similar lenders, non-bank lenders making between half and twice as many loans, made 76.0% of theirs conventional, and 17.8% with insurance from the Federal Housing Administration. Purchases were 73.6% of its loans and refinances 26.4%.
None of its loans was higher-priced, meaning a rate well above the average for similar loans; at similar lenders 1.5% were. Its typical rate was 5.99%, against 6.56%, lower than about five in six of its peers, and down from 6.50% in 2024. A book with no government-backed loans could help explain this.
Its largest market is the Hartford metro, where it has lent since 2004 and ranked 88 of 464 lenders, with 0.2% of the dollars lent. Liberty Bank led. In New Haven its share was 0.1%, unchanged. It made its first loans in rural Massachusetts in 2025.
Its loans fell 15%, to 106, while similar lenders fell 9% and the whole market rose 10%. That put it near the middle of its peers. Its volume has swung widely: 338 loans in 2020, 72 in 2023 and 124 in 2024.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mortgage Markets CUSO took 130 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 73.6% · Refinance 26.4%
Conventional 100.0% · of 106 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 90 | 84.9% |
| Massachusetts | 9 | 8.5% |
| Rhode Island | 5 | 4.7% |
| Florida | 1 | 0.9% |
| Maryland | 1 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Hartford-West Hartford-East Hartford | 45 |
| New Haven | 22 |
| Bridgeport-Stamford-Danbury | 8 |
| Providence-Warwick | 5 |
| Norwich-New London-Willimantic | 4 |
| Worcester | 4 |
| Springfield | 3 |
| Amherst Town-Northampton | 2 |
| Cambridge-Newton-Framingham | 1 |
| Frederick-Gaithersburg-Bethesda | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HQL7U3JZ4LCJ17 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3868993 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5753103689 |
Established 28 February 2003. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Mortgage Markets CUSO's data.
Mortgage Markets CUSO's data
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Mortgage Markets CUSO and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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