Applications / Mortgage Analytics / Lenders / New York / Mid-Island Mortgage
Westbury, NY · Independent non-bank lender · CFPB · 343 loans in 2025
Mid-Island Mortgage's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
343
loans originated, 2025
500
applications, 2025
13
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mid-Island Mortgage, a Westbury, New York, lender reporting since 1993, makes larger loans than most of its peers and held its volume steady in 2025.
Its typical loan was $435,000, against $325,000 at similar lenders (independent non-bank lenders making between half and twice as many loans), larger than at about three in four of them. These are not jumbo loans, above the conforming limit: those were just 0.6%. Most of its lending (81.9%) was conventional, and 70.8% financed purchases.
It made 343 loans, against 348 in 2024, a fall of 1%. The typical similar lender grew 2% and the whole market 10%. Its count has stayed between 320 and 348 since 2023, well below the 1,654 of 2020.
New York-Newark-Jersey City is its largest market, where it has lent since 1993 and ranks 202 of 802. It reaches 13 states and 40 metros, but New York remains its main state. Borrowers with low or moderate incomes took 25.4% of its loans, near the 22.3% at the typical similar lender.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mid-Island Mortgage took 500 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 70.8% · Refinance 25.1% · Home improvement 3.2% · Other 0.9%
Conventional 81.9% · FHA 16.0% · VA 2.0% · of 343 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New York | 256 | 74.6% |
| Massachusetts | 35 | 10.2% |
| Florida | 12 | 3.5% |
| Virginia | 9 | 2.6% |
| Maryland | 7 | 2.0% |
| New Jersey | 6 | 1.7% |
| South Carolina | 4 | 1.2% |
| Connecticut | 3 | 0.9% |
| North Carolina | 3 | 0.9% |
| New Hampshire | 3 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Nassau County-Suffolk County | 157 |
| New York-Jersey City-White Plains | 54 |
| Cambridge-Newton-Framingham | 16 |
| Kiryas Joel-Poughkeepsie-Newburgh | 12 |
| Albany-Schenectady-Troy | 7 |
| Arlington-Alexandria-Reston | 7 |
| Boston | 7 |
| Buffalo-Cheektowaga | 6 |
| Kingston | 6 |
| Syracuse | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300NZ2IPWRMLAYZ30 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3873607 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 73418909997 | 1993–2017 |
Established 13 May 1959. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: Mid-Island Mortgage's data.
Mid-Island Mortgage's data
$215
Mid-Island Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Mid-Island Mortgage's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]