Applications / Mortgage Analytics / Lenders / Florida / Metroplex Mortgage Services
Tampa, FL · Non-bank or government lender · CFPB · 213 loans in 2025
Metroplex Mortgage Services's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
213
loans originated, 2025
261
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Metroplex Mortgage Services is a small Florida lender built on government-backed loans, and it ranks sixth among 245 lenders in the Sebring market.
Only 32.9% of its loans in 2025 were conventional. The typical similar lender (a non-bank or government lender making between half and twice as many loans) made nothing else. Its biggest line, at 34.7%, was loans guaranteed by the Department of Agriculture's Rural Housing Service (RHS), which backs mortgages in rural areas. Another 18.8% were guaranteed by the Department of Veterans Affairs (VA) and 13.6% were insured by the Federal Housing Administration (FHA).
Its typical loan was $225,000, against $385,000 at similar lenders; nearly nine in ten of them lend more per loan. Manufactured homes made up 13.6% of its loans, where the typical peer made none. Three in four loans (75.6%) financed a purchase.
Sebring, FL, a market of $529.8M, is its largest. It ranks 6 of 245 there, behind United Wholesale Mortgage and Rocket Mortgage at the top. Its share fell from 5.4% to 3.9% even as its loans across all markets rose 5%. The fall may reflect lending that shifted to its other markets, or stronger competition from the national lenders at the top.
Just 1.3% of its home-purchase applications were denied, against 3.9% at the typical similar lender. Its loan count has risen each year since 2022, from 180 to 213, though it remains below the 275 of 2021.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Metroplex Mortgage Services took 261 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 75.6% · Refinance 24.4%
USDA (RHS or FSA) 34.7% · Conventional 32.9% · VA 18.8% · FHA 13.6% · of 213 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 207 | 97.2% |
| Texas | 3 | 1.4% |
| Tennessee | 2 | 0.9% |
| Alabama | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Sebring | 93 |
| Homosassa Springs | 25 |
| Tampa | 16 |
| Lakeland-Winter Haven | 8 |
| Ocala | 8 |
| Gainesville | 6 |
| Cape Coral-Fort Myers | 4 |
| North Port-Bradenton-Sarasota | 4 |
| Port St. Lucie | 3 |
| Orlando-Kissimmee-Sanford | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300TVLFC2SSLVOP06 | 2018–2025 |
Established 5 March 2001. Reported under HMDA 2018-2025.
Mergers, name changes, data editions and corrections: Metroplex Mortgage Services's data.
Metroplex Mortgage Services's data
$215
Metroplex Mortgage Services and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Metroplex Mortgage Services's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]