Applications / Mortgage Analytics / Lenders / Connecticut / Membersfirst CT Federal Credit Union
Meriden, CT · Credit union · NCUA · $105 million assets · 30 loans in 2025
Membersfirst CT Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
30
loans originated, 2025
30
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Membersfirst CT Federal Credit Union is a small Connecticut credit union that lends mostly for home improvements, and its lending shrank in 2025 while its market grew.
Home improvement made up 63.3% of its 30 loans in 2025; refinancing and purchases made up the rest. Every loan was conventional. Its typical loan was $70,000, against $95,000 at similar lenders, which here means credit unions making between half and twice as many loans.
Its loans fell by 36%, from 47 to 30. Similar credit unions slipped by 2% and the whole market grew by 10%, so its fall was steeper than at more than four in five of its peers. At this size a handful of applications either way moves the count a long way: it made 30 loans in 2019 as well, and its best recent year, 2023, brought 51. It filed no report for 2020, a gap in the record rather than a year without lending.
It has lent in New Haven and Hartford since 2007. It ranked 191 of 392 lenders in New Haven, where Rocket Mortgage led, and 280 of 464 in Hartford, where Liberty Bank led. Its share of either market is a sliver, and it did not move in 2025.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Membersfirst CT Federal Credit Union took 30 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 63.3% · Refinance 26.7% · Purchase 10.0%
Conventional 100.0% · of 30 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 30 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New Haven | 23 |
| Hartford-West Hartford-East Hartford | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549007UXYHMV9ES9L95 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1007770 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 51049 | 2007–2016 |
Established 1 January 1936. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: Membersfirst CT Federal Credit Union's data.
Membersfirst CT Federal Credit Union's data
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Membersfirst CT Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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