Applications / Mortgage Analytics / Lenders / Kansas / Members Mortgage Services
Hutchinson, KS · Independent non-bank lender · CFPB · 276 loans in 2025
Members Mortgage Services's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
276
loans originated, 2025
455
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Members Mortgage Services, a Hutchinson, Kansas mortgage company, lends almost entirely through government-backed loans to home buyers, and buys more than twice as many loans as it makes.
Only 5.8% of its loans were conventional, against 75.8% at similar lenders (independent non-bank lenders making between half and twice as many loans). Loans insured by the Federal Housing Administration (FHA) made up 69.6%, and loans guaranteed by the Department of Veterans Affairs (VA) 18.5%. Home purchases made up 92.0% of its lending.
Of its borrowers, 41.7% had low or moderate incomes, against 21.3% at peers, higher than at nearly nine in ten. Its typical loan, $195,000, was well below peers' $330,000. Its typical rate, 6.25%, was lower than at most of them.
It bought 682 loans in 2025 besides the 276 it made, while similar lenders typically bought none. In 2020 it bought 4,363. Buying is a large part of its business, which its own originations understate.
Its originations rose 25%, against 2% for peers, after a dip to 66 in 2023. Around Wichita it ranks 29 of 367 lenders and its share rose from 0.6% to 0.7%. It began lending around Lincoln in 2025 and holds 0.2% there.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Members Mortgage Services took 455 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 92.0% · Refinance 8.0%
FHA 69.6% · VA 18.5% · USDA (RHS or FSA) 6.2% · Conventional 5.8% · of 276 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 202 | 73.2% |
| Missouri | 49 | 17.8% |
| Nebraska | 19 | 6.9% |
| Oklahoma | 6 | 2.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wichita | 107 |
| Springfield | 19 |
| Topeka | 12 |
| Lincoln | 11 |
| Kansas City | 9 |
| Tulsa | 5 |
| Manhattan | 4 |
| Joplin | 2 |
| Omaha | 2 |
| Grand Island | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300JMT2KAYN9PTX82 | 2018–2025 |
| Respondent ID (the HMDA filer code before 2018) | 7364548399 |
Established 13 January 2004. Reported under HMDA 2017-2025.
Mergers, name changes, data editions and corrections: Members Mortgage Services's data.
Members Mortgage Services's data
$215
Members Mortgage Services and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Members Mortgage Services's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]