Applications / Mortgage Analytics / Lenders / New York / Lynx Mortgage Bank
Westbury, NY · Independent non-bank lender · CFPB · 191 loans in 2025
Lynx Mortgage Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
191
loans originated, 2025
241
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Lynx Mortgage Bank, a Westbury, New York, non-bank lender, makes larger-than-usual conventional loans, mostly to home buyers, and has made fewer of them each year since 2021 bar one.
Its loans fell 17% in 2025, to 191, while the whole market grew 10% and similar lenders (independent non-bank lenders making between half and twice as many loans) slipped 1%. Its lending has fallen in most years since a peak of 574 in 2021. Its typical rate was 3.00% in 2020 and 6.75% in 2025, and dearer mortgages may explain much of the longer decline, though not why 2025 was weaker than at its peers.
Its typical loan was $525,000, against $315,000 for similar lenders, higher than at nearly nine in ten of them. Conventional loans made up 95.8% of its lending. Loans insured by the Federal Housing Administration were only 4.2%, against 16.5% at peers. Purchases accounted for 84.8% of its loans.
It lent in just three states, with New York the main one, and has reported since 2009. In the New York-Newark-Jersey City market, its largest, it ranked 208 of 802 lenders. Its newer Florida markets, such as Cape Coral-Fort Myers and Port St. Lucie, are footholds so far: it ranked 709 of 798 lenders in the first. Its share of loans to borrowers with low or moderate incomes, 23.4%, was near the middle of its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Lynx Mortgage Bank took 241 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 84.8% · Refinance 15.2%
Conventional 95.8% · FHA 4.2% · of 191 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New York | 186 | 97.4% |
| Florida | 4 | 2.1% |
| Texas | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Nassau County-Suffolk County | 143 |
| New York-Jersey City-White Plains | 40 |
| Binghamton | 1 |
| Cape Coral-Fort Myers | 1 |
| Deltona-Daytona Beach-Ormond Beach | 1 |
| Houston-Pasadena-The Woodlands | 1 |
| Kiryas Joel-Poughkeepsie-Newburgh | 1 |
| North Port-Bradenton-Sarasota | 1 |
| Port St. Lucie | 1 |
| Watertown-Fort Drum | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300A7YGYUVVWJ2M57 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4184814 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7320117926 |
Established 27 May 2004. Reported under HMDA 2009-2025.
Mergers, name changes, data editions and corrections: Lynx Mortgage Bank's data.
Lynx Mortgage Bank's data
$215
Lynx Mortgage Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Lynx Mortgage Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]