A home-improvement lender
All seven loans it reported in 2025 were for home improvement. It made no purchase or refinance loans. It has filed a report every year since 2018.
Applications / Mortgage Analytics / Lenders / New York / Lufthansa Employee Federal Credit Union
Lufthansa Employee Federal Credit Union
Westbury, NY · Credit union · NCUA · $98.7 million assets · 7 loans in 2025
Lufthansa Employee Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
7
loans originated, 2025
7
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Lufthansa Employee Federal Credit Union, a Westbury, New York, credit union with $98.7 million in assets, has reported since 1990 but makes only a handful of home loans a year, all of them for home improvement.
Small and steady
Its yearly count has stayed tiny: three loans in 2018, eight in 2019, 11 in 2022 and 10 in both 2023 and 2024. Seven in 2025 is within that range, so the fall of 30% from the year before means little.
Three cities, tiny shares
Its loans are in the New York, Atlanta and Detroit areas, its only three metros, in three states. In each it is among the smallest of hundreds of lenders: 762nd of 802 in New York-Newark-Jersey City and 889th of 892 in Atlanta-Sandy Springs-Alpharetta.
Too few loans to read much into
Similar lenders are credit unions making between half and twice as many loans; there are 38 of them, and the typical one made 10 loans. With seven loans, its rate and its shares of borrowers' incomes and neighborhoods rest on a few cases each and say little about how it lends.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
7 loans in 2025, against a peak of 11 in 2022.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Lufthansa Employee Federal Credit Union took 7 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
All of its 2025 loans were home improvement loans; all were conventional loans.
Home improvement 100.0%
Conventional 100.0% · of 7 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
3 states, 3 metros, 4 counties
| State | Loans | Share |
|---|---|---|
| New York | 5 | 71.4% |
| Georgia | 1 | 14.3% |
| Michigan | 1 | 14.3% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Nassau County-Suffolk County | 5 |
| Atlanta-Sandy Springs-Roswell | 1 |
| Warren-Troy-Farmington Hills | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900S1MZBA1L5LZF88 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 65586 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 520341 | 1990–2017 |
Established 1 January 1970. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Lufthansa Employee Federal Credit Union's data.
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Lufthansa Employee Federal Credit Union's data
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