Applications / Mortgage Analytics / Lenders / Washington / Lower Columbia Longshoremen's Federal Credit Union
Longview, WA · Credit union · NCUA · $94.2 million assets · 17 loans in 2025
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17
loans originated, 2025
19
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Lower Columbia Longshoremen's Federal Credit Union, a Longview, Washington, credit union with $94.2 million in assets, is a small home lender whose mortgage business has shrunk from 60 loans in 2018 to 17 in 2025.
It made 17 loans in 2025 and 18 in 2024. In 2018 it made 60, and in 2019 51. It filed no report for 2020 to 2022, which leaves a gap in the record rather than years without lending; by 2023, when it reported again, it made 35. Similar lenders shrank too: the typical one made 10% fewer loans in 2025, against its 6%.
It has reported in Longview-Kelso since 2004 and holds 0.4% of that market, 52nd of 219 lenders. Guild Mortgage Company leads there. Its only other market is Portland-Vancouver-Hillsboro, where its share rounds to nothing.
Similar lenders are credit unions making between half and twice as many loans. There are 200 of them, and the typical one made 23 loans in 2025. It lent $3.6 million in all, against $3.0 million for the typical peer, a total that rests on very few loans.
With 17 loans, its shares of loan purposes, of manufactured homes, of borrowers' incomes and of neighborhoods each rest on a handful of cases. One loan moves any of them by several points, so they say little about how the credit union lends.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Lower Columbia Longshoremen's Federal Credit Union took 19 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 52.9% · Home improvement 23.5% · Purchase 23.5%
Conventional 100.0% · of 17 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Washington | 15 | 88.2% |
| Oregon | 2 | 11.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Longview-Kelso | 15 |
| Portland-Vancouver-Hillsboro | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493004UNJQCCNMHSR95 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 409489 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 59289 | 2004–2017 |
Established 1 January 1954. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Lower Columbia Longshoremen's Federal Credit Union's data.
Lower Columbia Longshoremen's Federal Credit Union's data
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Lower Columbia Longshoremen's Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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