Applications / Mortgage Analytics / Lenders / Texas / Kangaroo Home Lending
College Station, TX · Non-bank lender · CFPB · 505 loans in 2025
Kangaroo Home Lending's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
505
loans originated, 2025
555
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Kangaroo Home Lending, first reported in 2025, lends to home buyers in Texas, mainly around College Station, Killeen and Waco, and most of its loans are insured by the Federal Housing Administration (FHA) or guaranteed by the Department of Veterans Affairs (VA).
All 505 of its loans were home purchases, and none was for a manufactured home. FHA loans were 52.7% of its lending and VA loans 26.5%, against 14.4% and 3.5% at similar lenders, non-bank lenders making between half and twice as many loans. Its VA share was higher than nearly all of them; conventional loans were only 20.8%.
In its first reported year it took 2.2% of lending in College Station-Bryan, rank 12 of 377, and 1.7% in Killeen-Temple, rank 13 of 394. In bigger cities it barely registers: it ranks 282 of 753 in Austin-Round Rock-San Marcos.
Its typical rate was 5.25%, against 6.62% for peers, lower than almost all of them. None of its loans was higher-priced, with a rate well above the average for similar loans. Its denial rate on home-purchase applications, 0.4%, was below peers' 1.4%.
Only 10.5% of its loans went to low- and moderate-income neighborhoods, against 19.8% for peers, lower than more than nine in ten. Yet 19.8% of its borrowers had low or moderate incomes, close to peers' 21.0%. The gap may reflect the handful of markets it serves rather than whom it lends to.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Kangaroo Home Lending took 555 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 100.0%
FHA 52.7% · VA 26.5% · Conventional 20.8% · of 505 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 505 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Killeen-Temple | 189 |
| College Station-Bryan | 138 |
| Waco | 81 |
| Austin-Round Rock-San Marcos | 24 |
| Houston-Pasadena-The Woodlands | 5 |
| Tyler | 2 |
| San Antonio-New Braunfels | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300UK9R93LGQHOV21 | 2025–2025 |
Established 25 May 2022. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: Kangaroo Home Lending's data.
Kangaroo Home Lending's data
$215
Kangaroo Home Lending and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Kangaroo Home Lending's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]