Applications / Mortgage Analytics / Lenders / Louisiana / Jefferson Parish Employees Federal Credit Union
Harahan, LA · Credit union · NCUA · $163 million assets · 15 loans in 2025
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15
loans originated, 2025
24
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Jefferson Parish Employees Federal Credit Union, a small credit union in Harahan, Louisiana, made 15 loans in 2025, down from 53 the year before.
Its loans fell 72% in 2025. Similar lenders, credit unions making between half and twice as many loans, saw a 12% fall, and the whole market grew 10%. The drop was steeper than at almost any peer. The year before had been its busiest since at least 2018; in the four reported years before that it made between 25 and 44 loans. 2021 has no report, which is a gap in the record, not a lean year.
Its share of the New Orleans market fell from 0.4% to 0.1%, and in Slidell-Mandeville-Covington from 0.2% to almost nothing. Both falls follow from the drop in volume, and part of that drop may be a return from an unusually busy 2024. Gulf Coast Bank and Trust Company led New Orleans and GMFS led Slidell-Mandeville-Covington.
The credit union first reported in 1993 and has lent in New Orleans since then. In 2025 it made loans in two states and four metros, including first loans in Gulfport-Biloxi and Lafayette. Those new markets hold only a handful of its loans.
With 15 loans, its borrowers' incomes, its neighborhoods, its loan sizes and its rate rest on too few cases to read much into. Every loan was conventional, as at its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Jefferson Parish Employees Federal Credit Union took 24 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.7% · Refinance 33.3%
Conventional 100.0% · of 15 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 14 | 93.3% |
| Mississippi | 1 | 6.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New Orleans-Metairie | 11 |
| Slidell-Mandeville-Covington | 2 |
| Gulfport-Biloxi | 1 |
| Lafayette | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 25490095CTOC97LRQD90 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 895082 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 513271 | 1993–2017 |
Established 1 January 1959. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: Jefferson Parish Employees Federal Credit Union's data.
Jefferson Parish Employees Federal Credit Union's data
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Jefferson Parish Employees Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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