Applications / Mortgage Analytics / Lenders / Utah / Intercap Lending / Competition
Intercap Lending
Salt Lake City, UT · Independent non-bank lender · CFPB · 4,500 loans in 2025
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4,500
loans originated, 2025
5,987
applications, 2025
35
states and territories
0
gaps bigger than at similar lenders
Who Intercap Lending competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SALT LAKE CITY-MURRAY, UT, 2025
Intercap Lending ranks 3rd of 363 lenders in Salt Lake City-Murray, UT, with $581.3M lent: 4.7% of a $12.49B market.
Salt Lake City-Murray, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Intercap Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PROVO-OREM-LEHI, UT, 2025
Intercap Lending ranks 4th of 319 lenders in Provo-Orem-Lehi, UT, with $319.4M lent: 4.1% of a $7.84B market.
Provo-Orem-Lehi, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Intercap Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — OGDEN, UT, 2025
Intercap Lending ranks 5th of 308 lenders in Ogden, UT, with $314.8M lent: 4.9% of a $6.38B market.
Ogden, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Intercap Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO UTAH, 2025
Intercap Lending ranks 8th of 349 lenders in non-metro Utah, with $176.8M lent: 2.9% of a $6.01B market.
non-metro Utah is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Intercap Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ST. GEORGE, UT, 2025
Intercap Lending ranks 8th of 261 lenders in St. George, UT, with $99.5M lent: 3.4% of a $2.88B market.
St. George, UT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Intercap Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ROCKY MOUNT, NC, 2025
Intercap Lending ranks 108th of 248 lenders in Rocky Mount, NC, with $760K lent: 0.1% of a $600.9M market.
Rocky Mount, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Intercap Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BILLINGS, MT, 2025
Intercap Lending ranks 183rd of 201 lenders in Billings, MT, with $215K lent: 0.0% of a $1.35B market.
Billings, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Intercap Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — FOND DU LAC, WI, 2025
Intercap Lending ranks 163rd of 199 lenders in Fond du Lac, WI, with $205K lent: 0.0% of a $534.4M market.
Fond du Lac, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Intercap Lending in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Intercap Lending and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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