Applications / Mortgage Analytics / Lenders / New York / Interaudi Bank
New York, NY · State non-member bank · FDIC · $2.6 billion assets · 32 loans in 2025
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32
loans originated, 2025
32
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Interaudi Bank, a New York bank founded in 1983 as Bank Audi (U.S.A.), makes few home loans, but they are large ones.
Its typical loan in 2025 was $880,000, against $175,000 at similar lenders, here state non-member banks making between half and twice as many loans. That was larger than at almost all of them. Its 32 loans came to $46.7 million, more than the lending of nine in ten peers, whose typical total was $10.5 million.
Every loan was conventional, as at most similar banks; it made no government-backed loans and none on manufactured homes. Purchases were 59.4% of its loans and refinances 40.6%. With so few loans, these shares can swing on a handful of deals.
It made 94 loans in 2018 and fewer in almost every year since. Its count fell 11% in 2025, while the typical peer's was unchanged and the whole market grew 10%. At this size, the fall amounts to a few loans.
Florida is its main state, and it lends in three states in all. In Miami-Fort Lauderdale-West Palm Beach, where it has lent since 1992, it ranks 226 of 937 lenders. In New York-Newark-Jersey City, its market since 1990, it ranks 355 of 802. It took the name Interaudi Bank in 2003.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Interaudi Bank took 32 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 59.4% · Refinance 40.6%
Conventional 100.0% · of 32 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 19 | 59.4% |
| New York | 12 | 37.5% |
| New Jersey | 1 | 3.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Miami-Miami Beach-Kendall | 15 |
| New York-Jersey City-White Plains | 11 |
| Fort Lauderdale-Pompano Beach-Sunrise | 3 |
| Nassau County-Suffolk County | 2 |
| West Palm Beach-Boca Raton-Delray Beach | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 3T5M8FX6V6B82KVKOB17 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 538802 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 324516 | 1990–2017 |
Established 14 June 1983. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Interaudi Bank's data.
Interaudi Bank's data
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