Applications / Mortgage Analytics / Lenders / Texas / Integrity Mortgage Corporation of Texas
Heath, TX · Independent non-bank lender · CFPB · 534 loans in 2025
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534
loans originated, 2025
630
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Integrity Mortgage Corporation of Texas is a Texas home-purchase lender that sticks to conventional loans and almost never makes a higher-priced one.
Conventional loans made up 82.6% of its lending, against 67.3% at similar lenders, here independent lenders making between half and twice as many loans. Loans insured by the Federal Housing Administration (FHA) were 11.0%, about half the peer share of 20.8%. Only 0.2% of its loans were higher-priced, meaning a rate well above the average for similar loans, against 1.7% at the typical peer.
Home purchases made up 89.1% of its loans. Its denial rate on purchase applications was 0.7%, against 2.9% at the typical peer, lower than more than four in five of them.
Its loans fell 3% to 534, while the typical peer grew 2% and the whole market 10%. That follows a long decline from 1,947 loans in 2020, when its typical rate was 2.99%; the end of cheap credit may account for much of it. Its size now sits at the middle of its peer group.
It lends only in Texas, across 15 metros. Dallas-Fort Worth-Arlington is its largest market, where it ranks 78 of 1,026 lenders. It has lent there since 2012, when it first reported. Beyond Dallas, it ranks 154 of 831 in non-metro Texas. Its shares in smaller markets such as Tyler and Sherman-Denison are 0.2%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Integrity Mortgage Corporation of Texas took 630 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 89.1% · Refinance 10.9%
Conventional 82.6% · FHA 11.0% · VA 6.4% · of 534 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 534 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 391 |
| Fort Worth-Arlington-Grapevine | 51 |
| Austin-Round Rock-San Marcos | 8 |
| Tyler | 8 |
| Sherman-Denison | 7 |
| Houston-Pasadena-The Woodlands | 5 |
| San Antonio-New Braunfels | 3 |
| Victoria | 3 |
| Abilene | 2 |
| Lubbock | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300VZN1TWBN1WY406 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4531810 | 2013–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7752623852 |
Established 28 September 1995. Reported under HMDA 2012-2025.
Mergers, name changes, data editions and corrections: Integrity Mortgage Corporation of Texas's data.
Integrity Mortgage Corporation of Texas's data
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Integrity Mortgage Corporation of Texas and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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