Applications / Mortgage Analytics / Lenders / Illinois / Illinois State Police Federal Credit Union
Springfield, IL · Credit union · NCUA · $122 million assets · 12 loans in 2025
Illinois State Police Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
12
loans originated, 2025
20
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Illinois State Police Federal Credit Union made 12 home loans in 2025, against 58 in 2020, and most of them paid for home improvements rather than home purchases.
Three-quarters of its 12 loans in 2025 (75.0%) were for home improvement; purchases made up 16.7% and refinancing 8.3%. That mix may explain its small loans: the typical one was $60,000, against $110,000 at similar lenders (credit unions making between half and twice as many loans). All were conventional. Twelve loans are too few to read much into its borrowers or its rates.
The credit union made 58 loans in 2020 and 52 in 2022, then 12 in 2023, 11 in 2024 and 12 in 2025. Its loans rose 9% last year while similar lenders' fell 20%, so the slide has at least stopped. The figures do not say why its lending dropped so sharply after 2022.
It lends only in Illinois, in 3 metros. In Springfield, its home market since 1992, it ranks 99 of 217 lenders, and its share rose 0.1 points. INB and Bank of Springfield lead there. Elsewhere it barely registers: it ranks 862 of 902 in Chicago-Naperville-Elgin and 591 of 637 in St. Louis.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Illinois State Police Federal Credit Union took 20 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 75.0% · Purchase 16.7% · Refinance 8.3%
Conventional 100.0% · of 12 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 12 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Springfield | 4 |
| Elgin | 3 |
| St. Louis | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300D4P7FB9UH6CL48 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 91688 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 517335 | 1992–2017 |
Established 1 January 1966. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Illinois State Police Federal Credit Union's data.
Illinois State Police Federal Credit Union's data
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Illinois State Police Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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