Applications / Mortgage Analytics / Lenders / Illinois / Hometown National Bank
La Salle, IL · National bank · OCC · $319 million assets · 24 loans in 2025
Hometown National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
24
loans originated, 2025
27
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Hometown National Bank, a small Illinois bank, made 24 home loans in 2025, about half as many as in 2024.
Its loans fell 52%, from 50, while similar lenders, national banks making between half and twice as many loans, fell 14%. The typical similar lender made 33. It made 203 loans in 2020. On so few loans, a handful either way moves the figures, and its shares of borrower groups are too small to read much into.
Its lending covers six metros in two states, Illinois and Florida. Its largest markets are Chicago, where it ranked 498 of 902 lenders, and non-metro Illinois. It has made loans in Tampa since 2015 and in Pensacola since 2020.
Every loan was conventional, as at similar lenders. Refinances made up 54.2% of its loans and purchases 41.7%. It made no jumbo loans, those larger than the conforming limit.
It was La Salle National Bank and Trust Company until 2006, when it took its present name, and first reported home loans in 2007.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Hometown National Bank took 27 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 54.2% · Purchase 41.7% · Home improvement 4.2%
Conventional 100.0% · of 24 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 22 | 91.7% |
| Florida | 2 | 8.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 11 |
| Elgin | 1 |
| Kankakee | 1 |
| Pensacola-Ferry Pass-Brent | 1 |
| Peoria | 1 |
| St. Petersburg-Clearwater-Largo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900RAPDJZFI07WS81 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 770639 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 12503 | 2007–2017 |
Established 16 December 1880. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: Hometown National Bank's data.
Hometown National Bank's data
$215
Hometown National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Hometown National Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]