Applications / Mortgage Analytics / Lenders / Ohio / Hometown Bank
Kent, OH · State non-member bank · FDIC · $247 million assets · 24 loans in 2025
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24
loans originated, 2025
27
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Hometown Bank, a small Ohio bank that began as a savings and loan, made 24 home loans in 2025, the same as in 2024 and far fewer than it once did.
Its 24 loans matched 2024, while similar lenders, state non-member banks making between half and twice as many loans, fell 7%. The typical similar lender made 34. With so few loans, its shares of borrower groups and loan types are too small to read much into.
It made 309 loans in 2020 and 145 in 2018. It made 44 in 2023 and 24 in each year since. The record does not show why.
Akron is its largest market. It ranked 100 of 401 lenders there, with 0.1% of the market, and has lent there since 1990, when the public record begins. It has lent in Youngstown-Warren since 2001. All its lending is in Ohio, across four counties.
It began as Home Savings and Loan Association, became Home Savings Bank in 1989 and took the name Hometown Bank in 2012. In 2017 it changed its charter to that of a state non-member bank.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Hometown Bank took 27 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 45.8% · Refinance 45.8% · Home improvement 8.3%
Conventional 100.0% · of 24 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 24 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Akron | 22 |
| Youngstown-Warren | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300WF6CI48BRR4W39 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 940674 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 44984 | 1990–1993 |
| Respondent ID (the HMDA filer code before 2018) | 330219 | 1994–2017 |
Established 1 January 1898. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Hometown Bank's data.
Hometown Bank's data
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Hometown Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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