Applications / Mortgage Analytics / Lenders / New York / Homestead Funding / Competition
Homestead Funding
Albany, NY · Independent non-bank lender · CFPB · 5,674 loans in 2025
Homestead Funding's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
5,674
loans originated, 2025
6,908
applications, 2025
39
states and territories
0
gaps bigger than at similar lenders
Who Homestead Funding competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ALBANY-SCHENECTADY-TROY, NY, 2025
Homestead Funding ranks 2nd of 265 lenders in Albany-Schenectady-Troy, NY, with $471.0M lent: 10.4% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NEW YORK, 2025
Homestead Funding ranks 3rd of 377 lenders in non-metro New York, with $182.8M lent: 4.6% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KIRYAS JOEL-POUGHKEEPSIE-NEWBURGH, NY, 2025
Homestead Funding ranks 7th of 282 lenders in Kiryas Joel-Poughkeepsie-Newburgh, NY, with $122.2M lent: 2.9% of a $4.18B market.
Kiryas Joel-Poughkeepsie-Newburgh, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — PITTSBURGH, PA, 2025
Homestead Funding ranks 28th of 571 lenders in Pittsburgh, PA, with $85.7M lent: 0.8% of a $11.33B market.
Pittsburgh, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BINGHAMTON, NY, 2025
Homestead Funding ranks 1st of 180 lenders in Binghamton, NY, with $71.1M lent: 12.4% of a $573.8M market.
Binghamton, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Homestead Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO SOUTH DAKOTA, 2025
Homestead Funding ranks 175th of 239 lenders in non-metro South Dakota, with $395K lent: 0.0% of a $1.47B market.
non-metro South Dakota is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Homestead Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BEAUMONT-PORT ARTHUR, TX, 2025
Homestead Funding ranks 229th of 289 lenders in Beaumont-Port Arthur, TX, with $245K lent: 0.0% of a $1.28B market.
Beaumont-Port Arthur, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Homestead Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — FAYETTEVILLE-SPRINGDALE-ROGERS, AR, 2025
Homestead Funding ranks 305th of 465 lenders in Fayetteville-Springdale-Rogers, AR, with $690K lent: 0.0% of a $5.77B market.
Fayetteville-Springdale-Rogers, AR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Homestead Funding in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Homestead Funding's data
$215
Homestead Funding and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Homestead Funding's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]