Applications / Mortgage Analytics / Lenders / Illinois / Homeland Mortgage Company
Westmont, IL · Non-bank or government lender · CFPB · 300 loans in 2025
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300
loans originated, 2025
300
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Homeland Mortgage Company, a Chicago-area non-bank, makes only conventional loans, split evenly between purchases and refinances, and held steady at 300 loans in 2025.
Every one of its 300 loans was conventional, as at the typical similar lender (a non-bank making between half and twice as many loans). Refinances made up 50.7% and purchases 49.3%. Its typical loan was $405,000, against $365,000 at peers, and it made no jumbo loans.
Its typical rate, 6.12%, was lower than at about four in five similar lenders, whose typical rate was 6.75%. Only 0.3% of its loans were higher-priced, meaning a rate well above the average for similar loans, against 1.9% at peers.
Illinois is its base, but since 2024 it has begun lending in Florida, in Deltona-Daytona Beach-Ormond Beach, Jacksonville and North Port-Bradenton-Sarasota. Its shares there are still tiny. In Bloomington, Illinois, its share rose to 0.1%, ranking 72 of 221 lenders.
It first reported in 2023, with 159 loans, and nearly doubled to 301 in 2024. In 2025 it made 300, while similar lenders typically grew 7%. Chicago-Naperville-Elgin is its largest market, where it ranked 92 of 902 lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Homeland Mortgage Company took 300 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 50.7% · Purchase 49.3%
Conventional 100.0% · of 300 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 287 | 95.7% |
| Texas | 8 | 2.7% |
| Florida | 5 | 1.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 225 |
| Lake County | 37 |
| Elgin | 19 |
| Dallas-Plano-Irving | 8 |
| Bloomington | 3 |
| Champaign-Urbana | 2 |
| Jacksonville | 2 |
| Cape Coral-Fort Myers | 1 |
| Deltona-Daytona Beach-Ormond Beach | 1 |
| North Port-Bradenton-Sarasota | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900UR7PKXXBLHG019 | 2023–2025 |
Established 15 March 2002. Reported under HMDA 2023-2025.
Mergers, name changes, data editions and corrections: Homeland Mortgage Company's data.
Homeland Mortgage Company's data
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Homeland Mortgage Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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