Applications / Mortgage Analytics / Lenders / Louisiana / Heart of Louisiana Federal Credit Union
Pineville, LA · Credit union · NCUA · $142 million assets · 4 loans in 2025
Heart of Louisiana Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
4
loans originated, 2025
8
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Heart of Louisiana Federal Credit Union, based in Pineville, now makes only a handful of mortgages a year, four in 2025, after a steady decline since 2020.
It made four loans worth $370,000 in 2025, against three a year earlier. Similar lenders, here 16 credit unions making between half and twice as many loans, made five in the typical case. At this size one loan more or less changes every share, so its mix of borrowers, neighborhoods and prices cannot be read with any confidence.
Its originations were 23 in 2020, 11 in 2021 and five in 2022, and have stayed at three or four since. In 2018 it made 17. The record gives no reason for the decline, and with so few loans the year-to-year movements say little on their own.
All its lending is in Louisiana, across three counties. It lends in rural parts of the state and in Alexandria, where it has reported loans since 1990 and ranked 143 of 152 lenders, in a market led by Red River Bank. Half its loans were home purchases and half refinances, all conventional loans without a government guarantee.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Heart of Louisiana Federal Credit Union took 8 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 50.0% · Refinance 50.0%
Conventional 100.0% · of 4 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 4 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Alexandria | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300X7EIYXZ10LDJ13 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 165589 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 510164 | 1990–2017 |
Established 1 January 1955. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Heart of Louisiana Federal Credit Union's data.
Heart of Louisiana Federal Credit Union's data
$215
Heart of Louisiana Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Heart of Louisiana Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]