A buyer's lender in Fort Collins
Purchases made up 85.5% of its 345 loans. It ranks 9 of 408 lenders in Fort Collins-Loveland, its market since 2016, and its share there edged up to 2.3% from 2.1%. Colorado is its main state; it lends in only three.
Applications / Mortgage Analytics / Lenders / Colorado / Group Mortgage
Group Mortgage
Fort Collins, CO · Independent non-bank lender · CFPB · 345 loans in 2025
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345
loans originated, 2025
432
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Group Mortgage is a home-purchase lender that ranks ninth in its home market of Fort Collins-Loveland, and it lends more to veterans and makes larger loans than most similar lenders.
More veterans, fewer FHA loans
Loans guaranteed by the Department of Veterans Affairs (VA) were 10.4% of its lending, against 4.2% at similar lenders, here independent non-bank lenders making between half and twice as many loans. Loans insured by the Federal Housing Administration were only 6.1%, against the peers' 17.4%. Its typical loan was $435,000, against $335,000, higher than at about three in four peers.
Flat for three years
Its count slipped 2%, from 352, while peers grew 2% and the whole market 10%. It has stayed near this level since 2023, far below the 1,729 of 2020. None of its loans was higher-priced, a rate well above the average for similar loans, against 1.4% at peers. Its purchase denial rate, 0.4%, was lower than at most peers.
Few loans in minority neighborhoods
Only 2.0% of its loans were in majority-minority neighborhoods, against 22.9% at peers, and 11.3% in low- and moderate-income ones, against 18.5%. One possible reason is its Colorado markets; another is its tilt toward larger loans and few FHA loans.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
345 loans in 2025, against a peak of 1,729 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Group Mortgage took 432 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
85.5% of its 2025 loans were purchase loans; 83.5% were conventional loans.
Purchase 85.5% · Refinance 13.9% · Other 0.6%
Conventional 83.5% · VA 10.4% · FHA 6.1% · of 345 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
3 states, 8 metros, 17 counties
| State | Loans | Share |
|---|---|---|
| Colorado | 341 | 98.8% |
| Texas | 3 | 0.9% |
| Wyoming | 1 | 0.3% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Fort Collins-Loveland | 200 |
| Greeley | 50 |
| Colorado Springs | 41 |
| Denver-Aurora-Centennial | 17 |
| Grand Junction | 4 |
| Boulder | 2 |
| Houston-Pasadena-The Woodlands | 2 |
| Fort Worth-Arlington-Grapevine | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493002N80S5V3OY3S68 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 5140563 | 2023–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7383922561 |
Established 17 February 2014. Reported under HMDA 2016-2025.
Mergers, name changes, data editions and corrections: Group Mortgage's data.
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